Crypto-Backed Loans

Borrow from 1.9% per year

Unlock liquidity without selling your crypto. Use BTC, ETH, and 100+ assets as collateral. No credit checks. No repayment schedule. Funds in minutes.

No credit check
Instant approval
No repayment schedule

Loan Calculator

Max Borrowable$5,000
LTV Ratio50%
Interest Rate (Quantum)From 1.9% / yr

How it works

01
01

Deposit Collateral

Transfer your crypto to your EVE account as collateral.

02
02

Set Loan Amount

Choose how much to borrow, up to your maximum LTV.

03
03

Receive Funds

Get stablecoins or fiat sent directly to your account.

04
04

Repay Anytime

Repay on your schedule. No fixed repayment dates.

Loan Interest Rates by Tier

Hold ADAM tokens to unlock lower interest rates on your EVE credit line.

Base
17.9%
No ADAM Tokens
Silver
15.9%
1%+ ADAM in portfolio
Gold
13.9%
5%+ ADAM in portfolio
Platinum
5.9%
10%+ ADAM in portfolio
Quantum
1.9%
20%+ ADAM in portfolio

Supported Collateral Assets

Asset
Max LTV
Min Interest Rate
B
Bitcoin
BTC
50%
1.9% / yr
E
Ethereum
ETH
50%
1.9% / yr
S
Solana
SOL
30%
3.9% / yr
X
XRP
XRP
30%
3.9% / yr
B
BNB
BNB
25%
5.9% / yr
A
ADAM Token
ADAM
15%
5.9% / yr
U
USDC
USDC
90%
0.9% / yr
U
USDT
USDT
90%
0.9% / yr