Loyalty Program

The more you hold, the more you earn

Join the EVE Loyalty Program by holding ADAM tokens. Unlock higher yields, lower borrow rates, premium cashback, and exclusive benefits.

⬡
Base
No ADAM tokens
Earn Boost
0%
Borrow Rate
17.9%
Card Cashback
0.5%
  • Standard earn rates
  • Basic card cashback
  • Standard support
⬡
Silver
1%+ ADAM in portfolio
Earn Boost
+2%
Borrow Rate
15.9%
Card Cashback
1%
  • Boosted earn rates
  • Silver card cashback
  • Priority support
⬡
Gold
5%+ ADAM in portfolio
Earn Boost
+4%
Borrow Rate
13.9%
Card Cashback
1.5%
  • Higher earn rates
  • Gold card cashback
  • Dedicated manager
  • Airport lounge access
Most Popular
⬡
Platinum
10%+ ADAM in portfolio
Earn Boost
+6%
Borrow Rate
5.9%
Card Cashback
2%
  • Premium earn rates
  • Platinum cashback
  • White-glove service
  • Concierge access
⬡
Quantum
20%+ ADAM in portfolio
Earn Boost
+8%
Borrow Rate
1.9%
Card Cashback
2%
  • Maximum earn rates
  • Quantum cashback
  • Private wealth team
  • Exclusive events
  • Custom solutions

Program Benefits

Higher Earn Rates

Boost your savings yields by up to +8% annually on top of base rates.

Lower Borrow Rates

Access credit lines from as low as 1.9% per year with Quantum tier.

Premium Cashback

Earn up to 2% cashback on all EVE Card purchases worldwide.

Exclusive Access

Unlock concierge services, airport lounges, and private wealth management.